Crossroads Planning

7 Things to Consider Before Purchasing a Rental Property

If you have been thinking about purchasing a rental property, there are many things that you should consider before taking the plunge. You may be eager to find your next investment opportunity, but it’s important to take the time to research and plan so that you don’t make any mistakes.  In this post, we will […]

Personal vs. Business Financial Planning: What’s the Difference?

Financial planning is important for everyone. It doesn’t matter if you are a stay-at-home parent, an entrepreneur, or someone who spends their days behind a desk in the corporate world. Personal financial planning may seem like one of those things that only matters for people with money to invest but this couldn’t be further from […]

How to Make 2022 Your Best Year Ever

With a few days left before the calendar changes, if you’re like most people, you’re reflecting on the good (and bad) of the last twelve months and thinking about what you want to accomplish in the next year. Whether you’re looking to set some big, hairy, audacious goals or just want to make sure you […]

What You Need to Know About the Public Service Loan Forgiveness Overhaul

In early October, the US Department of Education announced major changes to a federal student loan forgiveness program that could bring relief to more than 550,000 borrowers working in government and nonprofit sectors.   The Public Service Loan Forgiveness program (PSLF) was introduced in 2007 by the College Cost Reduction and Access Act to help college […]

4 Financial Skills You Need to Master in Your 30s

Becoming good with money is more than just making a lot of it. While that certainly helps, knowing how to handle your money wisely makes all the difference between having enough to retire comfortably and relying on the government for financial support in your golden years.  Even if you’re not interested in becoming rich, mastering […]

Financial Resiliency: Is Your Financial Plan Tough Enough?

We all know that life doesn’t always go as planned and sometimes we are faced with tough economic times. With many Americans still reeling from the financial ramifications of the Covid-19 pandemic, it is more important than ever to think about how you will handle financial adversity. Unfortunately, for many, the pandemic wasn’t the sole […]

Looking to Buy a New Home? Be Sure to Avoid the Critical Mistake I Made

Buying a new home is one of the biggest, most life-changing decisions you will ever make. It’s also one of the most stressful experiences you’ll ever go through. There are so many things to think about – from finding the right location and price range to whether or not there are enough bedrooms for your […]

Is Cryptocurrency a Good Investment?

It’s hard to know where to invest these days. The stock market is unpredictable, the housing market is uncertain and even gold isn’t bringing in the profits it used to. So what are your options? If you’re like many people these days, you may be considering cryptocurrency. Cryptocurrency has surged in popularity over the last […]

How the Housing Market Boom Will Affect Potential Homebuyers

It’s no secret that the housing market is booming. With demand for homes at an all-time high, it seems like a good time to buy. But will this boom be short-lived? Will prices stay high? And perhaps most importantly, what can potential buyers do to get themselves in the best possible position to buy both […]