Crossroads Planning

4 Financial Skills You Need to Master in Your 30s

Becoming good with money is more than just making a lot of it. While that certainly helps, knowing how to handle your money wisely makes all the difference between having enough to retire comfortably and relying on the government for financial support in your golden years.  Even if you’re not interested in becoming rich, mastering […]

Financial Resiliency: Is Your Financial Plan Tough Enough?

We all know that life doesn’t always go as planned and sometimes we are faced with tough economic times. With many Americans still reeling from the financial ramifications of the Covid-19 pandemic, it is more important than ever to think about how you will handle financial adversity. Unfortunately, for many, the pandemic wasn’t the sole […]

Should I Put Money Into a Traditional or Roth IRA?

In the court of public opinion, the individual retirement account — or IRA — is one of the most popular options when it comes to funding your retirement.  That’s because an IRA offers various tax benefits — including the ability to grow your contributions on a tax-advantaged basis — which allow your retirement money to […]

How to Plan for Retirement in Your 30s

If you operate a business on tight margins or have an income that doesn’t leave you with much wiggle room, retirement may be the last thing on your mind in your 30s. However, the longer you wait to take decisive action, the harder it will be to meet your retirement savings goals.  So, what’s the answer?  […]